John Downing… Go Team Downing!

Ufirst Launched the Money Merge Account to the general public in October of 2006 after a 1 year  test market of 400 in Denver.  I joined UFirst on April 27, 2007 just about six months after the program became public with version 3.  It is my understanding that even before Denver while the software was in development there was a basic version being used through our parent company in Utah and this is why we started with version 3 and not 1.  Anyway at that time home equity lines were very easy to get approved for.  With a HELOC or other line of credit this program works at it’s optimum performance.  Slowly over the next year HELOCs were becoming harder to get approved as the mortgage industry started to decline.  The program also would only work with paying off one mortgage then and was very limited in what it could do.  Little did the agents know that UFirst’s IT department were already working on advanced technology to attack multiple properties and other debts besides just a mortgage.  When HELOC’s were starting to be frozen, the UFirst tech team were already ahead of the game and were developing the program to work with just a checking and savings account to build our clients a reserve with their own money to leverage the same way the HELOC worked just with smaller and more frequent funds transfers.  This was a breakthrough that is just mind consuming to try to figure out, but it works! The best part is now so many more can qualify and use the program.  The real cool thing about it is the speed it not only attacks your debt, but the security you have by rapidly build your savings.   More Later…

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I’ve been working all day on www.moneymergepc.com! I just got it switched over from yahoo. Note to self don’t switch any more domains from yahoo, what a pain! My next plan for this blog is to get my widgets and plugins set up, along with my daily mugshots and facebook links!

Well me being new at this blogging thing I just learned that I have to post sometning everyday in order to rank high in google. I guess google’s algorythm for pushing you to the top is mainly based on posts and updates not quality or content!

Well the good news for Turkey week is rates fell and you can get a 30 year fixed for around 5.5%, this is good news! Gas prices here in Palm Coast Florida dropped to about $1.83! We are approving and closing loans real fast! Check out www.hammockmortgage.com and see what you can get qualified for at EQ Financial.

Hello,

Thanks for visiting TeamDowning! I am John Downing and I am an Independent Agent with United First Financial and a licensed Mortgage Broker with EQ Financial here in sunny Palm Coast Florida!

I hear there is talk of a recession out there, well I have decided NOT to participate! I encourage you to do the same.  Here are some tips on how to not participate in a recession or any other negativity:

1) Turn off the TV news and turn on some relaxing Island Music! Check out www.bongojam.com and www.keywestmusic.net Mark Victor Hansen says NO NEWS FOR 30 DAYS!  Then see how you feel!

2) I am a big Mark Victor Hansen fan, that’s him with me in the picture! Pick up one of his books and start getting inspired! Here are my favorites: “Cracking the Millionaire Code”, “The One Minute Millionaire”, “Chicken Soup for the Entrepreneur’s Soul” These books will help get your mind in the right place to become positive which will lead to wealth, health and happiness! He has actually inspired me to start writing my own book and you can write your own book too at his Mega Book Seminar Feb 27 - March 1st 2009!

3) Eat Chocolate for a living www.islandxocai.com The most healthy Chocolate in the world! It is dark and scrumptious, it is packed full of ORAC, ACAI and

• World’s First & Only Healthy Chocolate
• Exquisite Decadent Belgium Chocolate
• Highest Antioxidant – Super Food
• Patented ‘Cold-Pressed’ Process

Most folks who try this chocolate become distributors and make a lot of money eating healthy chocolate! It can truly change your health and finances!

3) Here is a surefire way to cheer you up in about 1hour! Get your analysis run and get started with the Money Merge Account™ ! Go to www.moneymergepc.com and click on MoneyMergePC. This will take you to a place where you see and learn how you can get all of your finances streamlined and debt paid in a fraction of the time! We are seeing 30 year mortgages being eliminated in as little as 7 years, along with all other debt! There is not enough room in this blog to describe to you what this is doing for us right now. It just works, and it is guaranteed.

I have been in the residential mortgage business now for 15 years in January and I am telling you that the Money Merge Account™ is changing the way people look at paying their mortgage. It is helping clients pay less in interest, thus putting more real money in their pockets to do with what they want. It eliminates credit card interest and pays off car loans in record time. Here is the big questions my clients ask me: “Why would I want to show people how to pay off a mortgage faster without refinancing?” “Don’t you lose business?” Absolutely!  I lose refinance business, sure but who can refi now anyway? !  I gain respect, trust and referrals! When clients build equity and have enough for a down payment for a bigger house, who will they call for that loan? That’s right, ME! The guy who saved them tens if not hundreds of thousands of dollars on their last loan. Who are they going to tell their friends and family about when they are asked how they could move up to that next home so fast? That’s right me!

Here are the top 10 reasons to get the Money Merge Account™

1) There is no need to refinance your existing mortgage

2) There is no need for a new loan.

3) Your lender doesn’t change

4) Your mortgage payment stays the same.

5) There is little to no change to your household budget.

6) It is guaranteed 100%

7) you can get started today for as little as $250.00

There is an incredible career opportunity for employment in all 50 states www.imufirst.com

9) You can earn a very nice extra income by referring.

10) Our Founders just received the Ernst and Young Entrepreneur of the Year Award for Financial Services

Click here to see our career opportunity to help others be debt free while making a great living! www.imufirst.com